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Seminar Offers Answers for Businesses

GREENVILLE, SC – April 7, 2008 – Upstate-based Rosenfeld Einstein, a major regional insurance agent/broker, will host a complimentary presentation, “Managing Your Insurance Costs and Risk,” on May 6 in Greenville. The program will offer organizations faced with rising business operating costs innovative alternatives to consider in today’s volatile insurance/risk management arena.

The program, geared primarily to organizations with 100 or more employees, will present businesses with information on how to control fluctuating property, casualty, general liability, auto and workers compensation costs, notes Dan Einstein, principal at Rosenfeld Einstein. The presentation will be executed in partnership with noted national consultant Captive Resources LLC.

“In response to concerns among North and South Carolina organizations that are struggling to deal with volatility in costs of insurance coverage, the captive insurance program presents an intelligent path for some businesses to take control of their insurance investment,” said Einstein. “In the right situation, the captive program can lower business operating costs, reduce insurance premiums, mitigate extreme volatility, and even generate retained income from underwriting and investments. We’re pleased to present this free program to interested businesses.”

Topics to be covered in the presentation include:

- The current state of the commercial insurance marketplace
- What is member owned group captive insurance and how does it work?
- How companies can retain 100% of the underwriting profit and investment income from their insurance premiums
- Tax implications and benefits of the program
- Advantages of group buying power with the captive’s significant premium volume

“The real value of this one-of-a-kind initiative is in helping companies understand what options exist in the marketplace and how to maximize their insurance dollar,” noted Einstein. “The program is designed for organizations with more than 100 employees, and we hope to host businesses from across the state at this important presentation.”

“For businesses to compete in the global economy, getting control of rising insurance costs is essential for every forward-thinking organization, and we’re pleased to help them explore all options in that regard,” Einstein added.

Organizations wishing to register for the free seminar on May 6 may do so online at www.RosenfeldEinstein.com and click on Register for Seminars to complete registration. There is no cost, and breakfast will be provided. Space is limited and will be on a first-come, first-served basis.

Organizations interested in learning more about the Captive insurance concept will find additional details on the Rosenfeld Einstein website. Those unable to attend the May 6 event can be placed on a waiting list to be notified about future programs, Einstein added.

For additional information, contact Dan Einstein or Mary Barrette at (864) 271-6336 or via email at info@rosenfeldeinstein.com.

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Rosenfeld Einstein is a regional, independent insurance agency and consulting firm. Areas of specialty include employee benefits, business, personal, life and health insurance, workplace safety, wellness and financial services. Visit them on the web at www.RosenfeldEinstein.com.